Powering the future of finance

From neobanks to wealth management, Onwinds provides the cryptographic foundation for modern financial services.

Neobanking

Real-time account management

Build next-generation banking platforms with instant transaction processing, real-time balance updates, and cryptographic audit trails. Perfect for challenger banks and fintech startups.

  • Real-time transaction processing
  • Multi-currency support with FX
  • Regulatory compliance by default
  • API-first architecture

Wealth Management

Portfolio tracking & reporting

Manage complex investment portfolios with real-time P&L calculations, automated rebalancing, and comprehensive reporting. Built for family offices and investment advisors.

  • Real-time portfolio valuation
  • Automated interest accrual
  • Audit-grade transaction history
  • Multi-asset class support

Lending & BNPL

Credit risk & payment processing

Power buy-now-pay-later services and lending platforms with sophisticated risk management, automated payment processing, and regulatory compliance.

  • Automated payment scheduling
  • Real-time credit scoring
  • Fraud detection & prevention
  • Regulatory reporting automation

Enterprise Treasury

Corporate finance & treasury ops

Manage corporate treasury operations with multi-entity accounting, automated reconciliation, and comprehensive financial controls for large enterprises.

  • Multi-entity consolidation
  • Automated reconciliation
  • Maker-checker workflows
  • Real-time cash management

Trusted by leading fintech companies

Built with insights from industry leaders like Mambu, Thought Machine, and Arta Finance

Core Banking

Event-sourced architecture for core banking systems with real-time processing and audit trails

Payment Processing

High-throughput payment processing with cryptographic verification and fraud detection

Regulatory Compliance

Built-in compliance features for GDPR, DORA, and financial regulations across jurisdictions

Ready to transform your financial infrastructure?

Join the next generation of financial services with Onwinds